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Monday, August 10, 2015

6 Reasons Why OFW Must Cast Their Vote

I am not really a fan of politics but I'm still a believer of change specially when choosing the right leader. Working as OFW here in Qatar required a lot of sacrifices -- living away from home is not an easy task to do. OFW remittances was one of the major economic forces driving our country but it is sad that only few leaders of the country support the needs of OFW. This is the main reason I write this blog post.




The country's national elections may still be more than 6 months away but I can now feel and smell the preparation of some politicians in the community to which I belong. Even in TV ads, some Presidentiables are now busy making their own “papogi points”as part of their exposure strategy to win the public's sentiment on national issues at hand.

That’s the reason why I am advocating Overseas Absentee Voting registration and requesting those  975,263 Overseas Absentee Voters worldwide to update your voting status, especially to those 237,504 registered voters who failed to vote in the previous Philippine national election.

To my fellow OFWs, talk to your families back home. Ask them to participate in the October 2016 barangay election. Through them, we can empower our OFW sector in the barangay level.
Here are some reasons why OFW MUST vote:
1. We still want to retire in the Philippines.
Most of us still dreams of coming home for good and we want to return to our country where progress, peace and development abound and this can be done if we choose the leader who will continue to advocate sound economic programs.

2. We want them to hear the collective voice of OFWs
Your vote is your voice. When we vote, we are actually telling the elected officials and lawmakers what we think and how we feel about the education system, public safety, social security, health care  and other important issues that affect us and our families back home. When we participate, we are telling them that the needs of the OFWs cannot be ignored and they need to act to address it.

3.We have children who depend on us.
We always want our kids to have a bright future that is why we are working so hard abroad to provide for their needs. But because our children (who are below 18 years old) can't vote yet, we have to do the choosing for them. When we vote the right leaders, we are looking out for our kids' futures.

4. We want our votes to be counted.
When we vote, and persuade our family members to vote, we can truly make a difference in our country. Voting is an act of patriotism. So vote for what you believe is true and just for our beloved land.
As citizens of the Philippines, it is our responsibility to vote.  I believe that voting gives us OFWs the credibility to make our concerns one of the government's top priorities

5. We want positive change in our country.
Elections will be an opportunity to vote the leader who we think will champion civil rights, who will put the people’s interests before his own. If you think the current leadership failed on this then it is your chance to do something about it. On the other hand, if you believe the current leadership has done great things then we must look for the continuity of his reform and projects by choosing leaders who support and share his goals.

6. We are Filipinos and are part of history.
There are a lot of individuals who fight for freedom but in our generation,  voting is our way to fight and stand up for our rights. It's now our turn to preserve the honor of those who went before us.

"You don't have the right to complain if you don't do your part to provide solution to the nation’s problems by choosing the right leaders. It's our duty as Filipinos to participate in our country’s affairs, even if we are miles away from home. So go out and vote!





P.S. 1. Bernard B. Anduyon, AFP is an Associate Financial Planner, an OFW based in Qatar. He is a speaker and trainor for OFIE-M (Overseas Filipino Investors and Entrepreneur – Movement), a small group of Filipinos that advocates and teaches fellow OFWs to be investors and entrepreneurs. He is also a long-time member of Bo Sanchez' Truly Rich Club http://bernard.trulyrichclub.com

P.S. 2.  If you, your family or friends are based in Qatar, then I’m inviting you to attend our financial literacy talk series every 1st and 3rd Mondays of every month at Al Thumama, Doha. I give talks on diverse topics such as abundance mindset, financial planning, investing and entrepreneurship for Filipinos. I am also a trainor for PINOYWISE-ATIKHA, promoting awareness on issues affecting OFWs and their families as well as financial literacy.

If you want a financial coaching, you can send email to b_anduyon@yahoo.com

Please like the pages:  
https://www.facebook.com/trulyrichcouple
https://www.facebook.com/OverseasFilipinoInvestorsEntrepreneursMovement

Friday, January 9, 2015

Do you have Passive Income?

I know a lot of people want to be rich but the only way they knew in making their dreams is their day to day job. Your day jobs and your monthly salary is good enough to create other sources of income and making a it a passive income.

Let me first warn you that creating passive is not a get-rich quick scheme. If you hear anyone says "No Risk High Reward"or "Get Rich Quick" without explaining to you how it will works, try to run away from him or better call a police because that guy want you to be a victim of a scam.


 The truth is passive income is not earned right away. It takes time. It may take months or even a years before you finally earn. But the good news is, once you start earning from passive income, its potential earning is exponential. And over time, your passive income could match and even exceed your active income but it requires commitment and consistency.

Passive income is like planting, you need to plant the seed, watered it, watch from destructive pest, spray some pesticide and wait for the harvest. When harvest day came it will be a fulfilling feelings for a farmer.

So how you can create a multiple stream passive income?

There are only three (3) ways on how to earn passive income:
  1.  Paper Asset - paper asset can be define as Mutual Funds, Stock market, Bonds, UITF, Treasury Bills and even time deposit. Every time you added or open an accounts from financial institute they will issue a certificate under your name, and that paper worth depends on the investment you put plus the interest and earning of any company you bought in.
  2. Real Estate - one of the best and known passive income is rental income. it maybe a condominium, farmland, foreclose property etc. that put money on your pocket. Your house can not be consider a passive income unless you earn money from it, but most of the time you loose money due to utilities and maintenance.
  3. Business - either it is on-line business or traditional business, franchise it is also a good passive income. Self-employed individuals are not yet consider as passive income but it is the start. Royalty income can also fall in business as a passive income.
 You can make a passive income but it need commitment and knowledge to do. Financial Freedom is not difficult but it takes a lot of discipline.




P.S. 1. Bernard B. Anduyon is an OFW based in Qatar. He is a speaker and trainor for OFIE-M (Overseas Filipino Investors and Entrepreneur – Movement), a small group of Filipinos that advocates and teaches fellow OFWs to be investors and entrepreneurs. He is also a long-time member of Bo Sanchez' Truly Rich Club http://bernard.trulyrichclub.com

P.S. 2.  If you, your family or friends are based in Qatar, then I’m inviting you to attend our financial literacy talk series every 1st and 3rd Mondays of every month at Al Thumama, Doha. I give talks on diverse topics such as abundance mindset, financial planning, investing and entrepreneurship for Filipinos. I am also a trainor for PINOYWISE-ATIKHA, promoting awareness on issues affecting OFWs and their families as well as financial literacy.

If you want a financial coaching, you can send email to b_anduyon@yahoo.com

Please like the pages:  
https://www.facebook.com/trulyrichcouple
https://www.facebook.com/OverseasFilipinoInvestorsEntrepreneursMovement










Wednesday, January 7, 2015

WEALTHCON 3.0


The group OFIE-M (Overseas Filipino Investors and Entrepreneurs Movement) a non-profit, non-political and non-sectarian group focusing on teaching every OFW here in Qatar in handling their finances. A group is well-known for their dedication and advocacy promoting Financial Literacy from having a right mind set, goal setting, investing to a right investment fit for OFW to distribution of accumulated wealth.
The group was accredited by the Philippine Embassy since 2012, and never stop reaching OFW here in Qatar, they conduct regular seminar every 1st to 3rd Monday of the month at FCC from 7 – 9pm.  Aside from regular financial literacy talk they even reach Al Khor, Dukhan, Messaeed and other city far from Doha to give and promote financial literacy for every OFW.
This March 27, 2015 their annual biggest event will held at Radison Blu from 8am – 5pm, they call it Wealth Conference 3.0. This is their 3rd year that the OFIE-M will conduct biggest financial seminar in State of Qatar for Filipino here in Qatar.
Who can attend?
Every Filipino who want to learn more on investing, financial planning and how to handle their finances are welcome for this event.
Who are the Speakers?
There are four speakers for this event with different topic to discuss the will suit to OFW on how they can start investing. Here is the profile of the speakers on March 27.
Bernard B. Anduyon, AFP  is an OFW based on Qatar Electrical Engineer by profession with a passion in teaching OFW on how to start investing and manage their finances. He is a certified Associate Financial Planner by the Register Financial Planner of the Philippines; he is one of the most invited speaker of different community for Financial and Investment topic.
Allan Miranda, AFP, CFEd  - is an OFW based on Dubai, working in the biggest Telecom Company in UAE,a certified Associate Financial Planner by the Register Financial Planner of the Philippines and a Certified Financial Educator.
Paul Gamboa – the founder of the group OFIE-M a OFW for more than 30 years in GCC and a passionate Financial Speaker  and trainer. His passion to teach every Filipino to become Financially Free was based on his personal experience as OFW. He is one of the Trainor of Atikha in the Philippines.
Maves Angeles – a license Real Estate broker, developer and Entrepreneur. One of the well known Real Estate mentor in the Philippines with her experience in foreclosed property, buy and built strategy can help many Filipinos to invest in Real Estate. He is one of the entor in Bro Bo Sanchez Truly Rich Club.
Aside from the seminar, you can also have time to ask all the speakers for advice and learn more how to grow your hard earned money.
If you need financial coaching and speaker for financial literacy the OFIE-M are willing to help you just contact their advocates or email b_anduyon@yahoo.com



 
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