How to spot business opportunity in Real Estate?

Interested to learn more on Real Estate investment and how to spot a good opportunity either investing or as business?

This July 18, 2014 SMDC will have their Real Estate Property Roadshow at Copthorne Hotel Airport road Doha Qatar at 6 - 9 pm. 

SMDC will showcase their latest project and development for all OFW here in Qatar who is interested in buying property in prime location plus a learning curve in how to manage the property and turn it into business opportunity.

To register in this event kindly click here

 

SMDC Property Roadshow

This event is free for all interested. Register now by signing and click this link

P.S. 1. Bernard B. Anduyon is an OFW based in Qatar. He is a speaker and trainor for OFIE-M (Overseas Filipino Investors and Entrepreneur – Movement), a small group of Filipinos that advocates and teaches fellow OFWs to be investors and entrepreneurs. He is also a long-time member of Bo Sanchez' Truly Rich Club http://bernard.trulyrichclub.com. 

P.S. 2.  If you, your family or friends are based in Qatar, then I’m inviting you to attend our financial literacy talk series every 1st and 3rd Mondays of every month at Al Thumama, Doha. I give talks on diverse topics such as abundance mindset, financial planning, investing and entrepreneurship for Filipinos. I am also a trainor for PINOYWISE-ATIKHA, promoting awareness on issues affecting OFWs and their families as well as financial literacy.

If you want a financial coaching, you can send email to b_anduyon@yahoo.com

Please like the pages:  

https://www.facebook.com/trulyrichcouple

https://www.facebook.com/OverseasFilipinoInvestorsEntrepreneursMovement

Philippines Get Another Credit Upgrade from R & I

JAPAN-BASED debt watcher Rating and Investment Information, Inc. (R&I) has upgraded the Philippines’ credit score a notch further into investment grade, citing improved state finances and prospects for sustained economic growth.

A stable outlook which means it is unlikely to change within a year. The R&I maintained the country's short term debt rating at a-2, which indicates high certainty that short - term financial obligations would paid. R&I had raised its outlook on the Philippines long term rating to "positive" from "stable".

The Philippines economy continues to show strong growth, due to the private consumption driven by the OFW remittances, which allow to raised our per-capita income steadily.

The R&I noted inflation rates are kept low, and concern about the government’s fiscal position and external liquidity is small. Amid heightened reform momentum, infrastructure and industrial development, which were pending issues, are in good progress.

R&I also said the rollout of more projects under the Public-Private Partnership (PPP) program would help drive more job-generating investments and sustain the rise in incomes.
R&I also recognized the country’s sound macroeconomic fundamentals, including ample foreign-exchange reserves, improving manageability of government debt, and within-target inflation.
It also said reforms instituted by the Aquino administration, including legislative and administrative reforms in tax collection, helped improve the investment climate. R&I expressed belief reforms will be sustained even beyond 2016.

"The upgrade is an expression of confidence, in part, on the ability of the Monetary Authority to implement appropriate and timely measures that ward off threats to economics stability we are enjoying.  The BSP will continue to craft policies that will help maintain this stability" Amado Tetangco Jr. BSP governor.

sources:  http://www.abs-cbnnews.com/business/07/09/14/philippines-gets-another-credit-rating-upgrade
              
             http://www.sunstar.com.ph/breaking-news/2014/07/09/japan-credit-rating-agency-upgrades-phl-rating-352803
                   
             http://www.bworldonline.com/content.php?section=Economy&title=Philippines-gets-credit-upgrade-from-R&I&id=90648 

P.S. 1. Bernard B. Anduyon is an OFW based in Qatar. He is a speaker and trainor for OFIE-M (Overseas Filipino Investors and Entrepreneur – Movement), a small group of Filipinos that advocates and teaches fellow OFWs to be investors and entrepreneurs. He is also a long-time member of Bo Sanchez' Truly Rich Club http://bernard.trulyrichclub.com. 

P.S. 2.  If you, your family or friends are based in Qatar, then I’m inviting you to attend our financial literacy talk series every 1st and 3rd Mondays of every month at Al Thumama, Doha. I give talks on diverse topics such as abundance mindset, financial planning, investing and entrepreneurship for Filipinos. I am also a trainor for PINOYWISE-ATIKHA, promoting awareness on issues affecting OFWs and their families as well as financial literacy.

If you want a financial coaching, you can send email to b_anduyon@yahoo.com

Please like the pages:  

https://www.facebook.com/trulyrichcouple

https://www.facebook.com/OverseasFilipinoInvestorsEntrepreneursMovement

 

Stocks or Pooled Funds?

The most common question for a new investor is to ask whether to invest their money into Pooled Fund ( Mutual Fund or UITF) or Stock Market.  But which is really the best investment for you? Stocks or Pooled Fund?

New investors looking to invest for the future are usually have their options - pooled funds or stock market. Both carry advantages and disadvantages, risks and its for investor need to understands the which will favor for them

Whether you invest in pooled funds or stock market, it will depends on your risk appetite vs. return you can handle. It also depend on your time  to monitor and willing to learn watching the market movements in daily basis. You also need to understand which company you are investing, check the fundamentals and growth.

Let me give you some factors to consider before choosing either pooled fund or individual stocks is for you:

1. How much to start?
Either pooled fund or stocks you can open an account with the minimum of P5,000. But let me take a look, In pooled fund your P5,000 already give you diversify portfolio you already own 10 different companies in a different industries (food,mining,services,real estate etc.). In stock market you can open with the same amount of P5,000 but what company you can buy in this amount, limited to cheap company.

2. Do you have time and Knowledge?
In stock market you will be the one to control your portfolio, you will be your fund manager by yourself. You will choose which stocks to buy, when to sell etc. While in pooled fund you have fund managers who will do the work for you. You let your fund manager manage your portfolio and allow him to decide what to buy and when to sell. With this, ask yourself do your time to study your portfolio or you are busy with your work and can not manage your portfolio.

3. Are you willing to take the risk?
Either pooled fund or stock both have risk. Since the pooled fund are already diversify it still lower risk compare to stock. Risk can be lessen if you have the game plan for every investment. You must understand when to enter and when is the best time to exit. While stock is more risky than pooled fund it has more opportunity to maximized your gain compared to pooled fund.

Stocks vs. Pooled Funds

If you want to fully participate in the markets and can handle more risk, choose a portfolio of individual stocks. But have a strategy. Choose those stocks that have consistently increased their dividends, have had stable stock prices in good and bad markets, and have free cash flows (cash beyond their expenses). Look for companies that have great products used by consumers every day. If you want to dig a little deeper, choose those companies that have consistently increased sales each year. For that statistic, you may have to read their annual reports.

However if you are busy and working as employee it does not mean you can not invest in equity. Pooled fund is investment for you and you can still participate in equity controlled by fund managers.Pooled funds also allow you to access many different markets across the globe. You can invest in a global real estate fund as well as a currency or commodity fund, and you can do this with very little money because many pooled funds have low investment minimums.

Making money comes with a price. You can either take the less volatile approach with mutual funds or put more work into developing a stock picking strategy. Both work, but they appeal to very different objectives.

Good luck and happy investing.

P.S. 1. Bernard B. Anduyon is an OFW based in Qatar. He is a speaker and trainor for OFIE-M (Overseas Filipino Investors and Entrepreneur – Movement), a small group of Filipinos that advocates and teaches fellow OFWs to be investors and entrepreneurs. He is also a long-time member of Bo Sanchez' Truly Rich Club http://bernard.trulyrichclub.com. 

P.S. 2.  If you, your family or friends are based in Qatar, then I’m inviting you to attend our financial literacy talk series every 1st and 3rd Mondays of every month at Al Thumama, Doha. I give talks on diverse topics such as abundance mindset, financial planning, investing and entrepreneurship for Filipinos. I am also a trainor for PINOYWISE-ATIKHA, promoting awareness on issues affecting OFWs and their families as well as financial literacy.

If you want a financial coaching, you can send email to b_anduyon@yahoo.com

Please like the pages:  

https://www.facebook.com/trulyrichcouple

https://www.facebook.com/OverseasFilipinoInvestorsEntrepreneursMovement